Fidelity Routing Number

Fidelity Routing Number is used for wire transfer transactions in your bank. Fidelity is not the usual brick and mortar bank. It focuses on brokerage accounts while functioning as a checking account too. Fidelity even has FDIC insurance for deposits, and it also offers interests with consumer-friendly policies. To boot, it yet has basic savings accounts. If you want a free cash account with little interest, this Fidelity will work for you. You can also get the routing numbers of similar banks in our complete Routing Numbers List.

Fidelity Routing Number

Meanwhile, you can also wire money with Fidelity. Before you can do this, you need to have a Fidelity direct deposit or direct debit routing numbers. Make sure too that your Fidelity account is a checking account in the case of Automated Clearing House (ACH).

Similarly, Huntington Routing Number, Bank of the West Routing Number, and HSBC Routing Number also support wire transfer.

Fidelity Routing Number

Fidelity’s routing number is 101205681. You may find this number on a check, just before the account number. That usually is near the left-bottom corner. 

Determining Your Fidelity Routing Number

You can identify your Fidelity account number, first, through your checks, where you will see a 13-digit number at the center bottom. However, if you do not have a check-writing feature on your account, then find out your 17-digit account number format. Here’s a guide:

For brokerage accounts that start with X, Y, or Z:

Put your Fidelity Brokerage Account number after the Fidelity prefix, 39900000. If in case the one to use the figures cannot use letters in the number field, then they do the following substitution for direct deposits:

  • X to 5
  • Y to 6
  • Z to 7

For the brokerage account number X01999999, the 17-digit account number format would be 39900000X01999999 or 39900000501999999 if the system cannot use letters.

bank

Other brokerage accounts and 529 college savings accounts:

For this one, you need the Fidelity prefix 39900001. Then add your 9-character Fidelity brokerage or 529 plan account number.

Fidelity Routing Number for Fidelity accounts starting with “2” followed by two letters:

  • Use the Fidelity prefix 392 first.
  • Add the 5-digit Fidelity fund number of the mutual fund to which you want to deposit. If the fund number is less than five digits, then add zeros before the numbers.
  • Next, add your 9-digit mutual fund account numb-ppp=’][vfgrer.

If you have 2AA123456 as account number, and your fund number is 0055, then the 17-digit account number should be 392000552AA123456. However, if the system cannot accept letters in the direct deposit account number, then the account has an alternate number call a T account number. You can find this in the check-writing and deposit slips.

Identifying 17-digit direct deposit account number if T account does not have check-writing:

  • Use Fidelity prefix 392 at the beginning.
  • Add the 5-digit Fidelity fund number of the mutual fund to which you will make a deposit. Again, if less than 5 digits, add zeroes at the beginning.
  • Then add the “T account” number without the T, so for  account number T789789789, use 789789789

If T789789789 is your direct deposit number and the fund is 055, then the 17-digit direct deposit number must be 39200055789789789.

Alaska USA Routing Number, BBT Routing Number, and TCF Routing Number also have their respective routing numbers.

Wire Money to Your Fidelity Account

Here’s how to transfer money to and from your Fidelity brokerage, mutual fund, and retirement accounts. 

Transfer to a Fidelity account

Reach out to the financial institution to which you will send money and provide Fidelity’s wire information. Fidelity will not charge you for this, but the receiving bank may collect fees. Funds would be available for security purchases or withdrawal upon receipt.

If someone is going to transfer funds to your account, then here is a list of the essential information that you need to provide the person.

For Brokerage accounts

wire transfer
  • Wire funds to J.P. Morgan Chase, NY
  • Routing number:  021000021 
  • For credit to National Financial Services LLC
  • Account number: 066196–221
  • For the benefit of List all owners of Fidelity account (for retirement accounts, include contribution type).
  • For final credit to Your account number (letters included if applicable)
  • Address: One Chase Manhattan Plaza  New York, NY 10005
  • SWIFT code: For U.S. Dollar from foreign banks, use “CHASUS33”  

For Mutual Fund Accounts

  • Wire funds to Deutsche Bank Trust Company
  • Routing number:  021001033
  • For credit to Fidelity Group of Funds
  • Account number: 00163053
  • For the benefit of List all owners of Fidelity account (for retirement accounts, include contribution type)
  • For final credit to The fund name and your account number
  • Address: 60 Wall Street  New York, NY 10005
  • SWIFT code: For U.S. Dollar from foreign banks, use “BKTRUS33”

Pertinent articles about US Bank Routing Number, KeyBank Routing Number, Regions Routing Number, Union Bank Routing Number, and Schwab Routing Number are also available in this website.

Use Electronic Fund Transfer (EFT)

If you want the fast movement of funds, adding EFT into your account makes this possible. It is secure and free. You can transfer from your Fidelity account to another bank account.  You may link your bank account to your Fidelity account for easy withdrawal of money.

online bank transfer

To add EFT online:

  • You must first confirm that you own both the Fidelity account and the bank account you are linking.
  • Choose “Link a Bank for EFT” then select the Fidelity account that you want to link.
  • Encode your bank’s ABA routing number and account number
  • Fidelity may send a security code to you via SMS or may ask for your login credentials for verification
  • If you have linked a bank account to one of your Fidelity accounts, you may copy the bank information to your other Fidelity accounts.
  • If the bank information is eligible, you would see it listed in your account.

To add EFT using an offline form

If you prefer to add EFT offline, then here’s what you can do.

  • Download the PDF form here: Electronic Funds Transfer Authorization
  • Be sure you fill out sections 1, 2, and 5 plus those sections that apply to you
  • Attach a copy of a void check, bank statement, or deposit slip (for savings accounts only)
  • Submit the form by following the instructions that you will find at the bottom of the form

If you want to set up EFT for a third party account (a different person), then here are the steps:

  • Download the PDF form here: Electronic Funds Transfer Authorization
  • Be sure you fill out sections 1, 3, and 5 plus those sections that apply to you
  • Attach a Medallion Signature Guarantee in part 5, or you may proceed to a Fidelity Investor Center with all involved parties present to sign documents
  • Submit the form by following the instructions at the bottom of the form

FAQ

💡 If I use a different branch for banking purposes but my account was opened in another branch, so which one is my routing number?

In order to simplify the banking process, the banks use the branch and location where your account was opened as the one which is your routing number.

💳 Can I find out my routing number on my debit/credit card?

No. A routing number is only used for the bank to bank transfers, therefore it can not be found out using your debit or credit card. However, you can bookmark this page for easy accessibility so that you can find your routing number whenever you need it.

Is my Routing Number and Account Number the same?

Routing Number and Account Numbers are different. Routing Number is the number which is used for identification of a particular bank branch, according to location. Account Number is specific and unique to your account. A lot of people will have the same Routing Number but no one will have the same Account Number as you. 

Conclusion

We hope this article has helped you with your queries about wiring money to Fidelity. If you want to share stories or ask us anything, leave us a message in the comment section below.

fidelity routing number
  • Was this Helpful ?
  • Yes   No

1 thought on “Fidelity Routing Number”

Leave a Comment