The Utah Community Credit Union is a financial institution that started in extremely humble beginnings. Currently, they now have more than 125,000 members and still counting. Now, those 125,000 members will want the UCCU routing number. And that is what this article is all about.
In this page, you will find information regarding UCCU routing number plus some more information that will help you understand routing numbers. Find out why you need it, what it is for, and how to read it.
While all we can see are numbers, there is some useful information about it that might help you understand its importance. Here are the UCCU routing number and everything you need to know about it.
What is UCCU Routing Number?
The UCCU routing number is the equivalent of your account number. That basically means that routing numbers are the account numbers of banks, credit unions, and other financial institutions.
While the UCCU routing number or any routing number is public information, it does not pose any threat to the bank. It does not give away information that might compromise their business. It is just something that is used to identify the bank and where it is located.
The same goes for all the routing numbers anywhere in the world. Although that topic needs a separate article, we will tackle that in the future.
UCCU Routing Number
For now, the UCCU routing number is all that we will talk about and everything that relates to it. So here it is. What is the UCCU routing number To start with a straightforward answer, the UCCU routing number is: 324377820
The UCCU routing number, just like any other routing number in the United States, has nine digits. That nine-digit set of a number represents something that will identify the bank. And in this case, it is the UCCU or the Utah Community Credit Union.
Parts of Routing Number
The first four digits in UCCU routing number tell you of the Federal Reserve symbols. The first and second digit represents the 12 Districts where a Federal Reserve is located.
Federal Reserve Districts
For those of you that are curious, here are the 12 Districts. It is best to have this list handy so that you can check if your routing number is indeed meant for your district.
- 1st District, Boston. Connecticut (excluding Fairfield County), Massachusetts, Maine, New Hampshire, Rhode Island, and Vermont
- 2nd District, New York. New York State, twelve counties in northern New Jersey, Fairfield County in Connecticut, Puerto Rico, and the Virgin Islands
- 3rd District, Philadelphia. Eastern Pennsylvania, southern New Jersey, and all of Delaware
- 4th District, Cleveland. Ohio, western Pennsylvania, eastern Kentucky, and the northern panhandle of West Virginia.
- 5th District, Richmond. Maryland, Virginia, North Carolina, South Carolina, and most of West Virginia
- 6th District, Atlanta. Alabama, Florida, Georgia, and parts of Louisiana, Mississippi, and Tennessee
- 7th District, Chicago. Iowa and most of Illinois, Indiana, Michigan, and Wisconsin
- 8th District, St. Louis. Arkansas and portions of six other states: Missouri, Mississippi, Tennessee, Kentucky, Indiana, and Illinois
- 9th District, Minneapolis. Minnesota, Montana, North Dakota, South Dakota, twenty-six counties in northwestern Wisconsin, and the Upper Peninsula of Michigan
- 10th District, Kansas City. Colorado, Kansas, Nebraska, Oklahoma, Wyoming, northern New Mexico, and Western Missouri
- 11th District, Dallas. Texas, northern Louisiana, and southern New Mexico
- 12th District, San Francisco. Nine western states–Alaska, Arizona, California, Hawaii, Idaho, Nevada, Oregon, Utah, and Washington–and American Samoa, Guam, and the Northern Mariana Islands
Parts of the Routing Number
If you have seen the “00” on the start of a routing number, then that means it is used directly by the United States Government. You will seldom see that routing number unless you have frequent transactions with the government.
The next four digits will tell you about the name of the bank it is associated. So you see, for the UCCU routing number 324377820, the 7782 signifies the numeral number assigned by the Federal Reserve to the Utah Community Credit Union.
Now, for the last digit, that is what they call the “Check Digit.” It does not necessarily represent any location. It is just a number to validate the entire routing number. The Federal Reserve computer server alone will understand that the number’s symbol once entered through the database.
How to Find UCCU Routing Number
Before we conclude this page, we have a short and simple trick for you to use the next time you need to remember your UCCU routing number.
Did you know that you can find the UCCU routing number on your check? Well, most of you have probably learned about this a long time ago. But for those that are new to this information, the routing number for your account and bank was always there with you.
On Your Check
To check for yourself, all you need is to take out your UCCU check and look at the page. See the bottom-left corner of that check and look for the nine-digit set of numbers.
The ABA routing number and the Transit routing number are usually the other names for your UCCU routing number. And the best part about the UCCU routing number is they only use a single routing number.
While most banks and credit unions use various routing numbers depending on their location, the UCCU routing number is only one set. So all you will ever have to memorize is one routing number. That is all there is to it.
We hope that this has been a help to your query. As you may have seen, we have tried to include small details that might have been useful for you in the future. And please don’t forget that the UCCU routing number is necessary to some of your banking or financial-related transactions.
Also, if you have other concerns or perhaps some questions, we would be more than happy to answer you. Just use the comment section below, and we will try to get back to you as soon as we can.