Golden 1 Routing Number – United States (How to Guide)

A routing number is a number that is used to identify a certain bank branch based on its location. Your account number is unique and specific to you. Golden 1 Routing Number is provided in this article, plus more information that you should know as a Golden 1 account holder. The Golden 1 Credit Union, also called simply as Golden 1, is a credit union. You would find its headquarter in Sacramento, California. At present, it has about 80 branches spread across the State of California. These branches serve 38 out of the 58 counties of California. It is important for any account holder to understand their Golden 1 Routing Number. Routing Numbers List provides you a full guide on the routing numbers of all US Banks!

golden 1 routing number

Continue browsing over Routing Numbers List to learn more about routing numbers including Associated Bank Routing Number, Ally Bank Routing Number, Fidelity Routing Number, Zions Routing Number, and M&T Routing Number.

Golden 1 Background

It was in 1933 when Golden 1 came into being as California State Employees Credit Union #1. In 1977, Golden 1 became the new name. In June of 2016, Golden 1 had 787,000 members. It became the 6th largest credit union in the U.S. while the second-largest in California. It had over $10 billion USD in assets.

As a member of Golden 1, you can receive wire transfers. In fact, if your employer offers direct deposit, you can give them the routing number of Golden 1, so you can directly receive your money from them to your Golden 1 account. Of course, you need Golden 1’s routing numbers to process the transfer of money to your account.

Golden 1 Routing Number

Golden 1 Credit Union advises its members to use 321175261 as routing number, the number that most of Golden 1’s branches use. However, four of Golden 1’s branches have a different routing number. Check the table below to confirm which routing number you must use. 

Golden 1 Credit Union BranchRouting Number
Golden 1 Credit Union Routing Number (Most Branches)321175261
1328 W. Hillsdale Blvd., San Mateo, CA Branch321076289
2298 Lombard St., San Francisco, CA Branch321076289
1273 N. Davis Rd., Salinas, CA Branch321175753
8379 Church St., Gilroy, CA Branch321178022

Be sure you are using the correct one. Remember that routing number is the usual manner of identifying financial institutions and their locations, in which you may have an account. Since the routing number is unique for each bank, you cannot use that of KeyBank Routing Number, Regions Routing Number, or First Bank Routing Number to transact for Golden 1.

This number also determines the institution responsible for negotiable instruments like checks as well. This information means if you miss one digit in the routing number, then your money could land elsewhere.

Confirm the Golden 1 Routing Number

savings bank

Meanwhile, do note that there certain banks and credit unions do not allow the use of some routing numbers. It would be best to check with the Golden 1 Credit Union before using any of the numbers above. Besides, if you have Golden 1 Credit Union direct deposit services, the union advises all customers to use 321175261. You can call Golden 1 customer service at 877-465-3361 for confirmation of the routing number.

Meanwhile, when transferring money, you will also need the bank’s address. It would be 8945 Cal Center Dr., Sacramento, CA 95826 for the general routing number. For specific routing numbers, refer to the table above. You also must provide your account number and your name as it appears in your Golden 1 account to the sender of your money.

Meanwhile, for other banks like US Bank Routing Number, Union Bank Routing Number, and Schwab Routing Number, it is best to confirm their routing numbers before making a transaction.

Golden 1 SWIFT Code

Golden 1 Credit Union is not a member of the Society for Worldwide Interbank Financial Telecommunication (SWIFT) network, so it does not have a SWIFT code nor does it have an International Bank Account Number (IBAN). For international wire transfer, you will need the information below. Give it to the sending institution. This institution should forward this information to its U.S. counterpart for further credit to:

Golden 1 Credit Union
8945 Cal Center Dr.
Sacramento, CA 95826
Routing Number: 321175261
For Credit to:  Beneficiary Name and Account Number

Take note that international funds could take up to 15 days to be credited to your account. Golden 1 would post the fund to your account upon receipt, as long as it meets the 3:30 a.m. PST cutoff.

Transfer Fund to Other Credit 1 Members

You may also transfer money from your account to another Golden 1 member. Just go to the site and log in. Select the “Transfers” tab. A form will appear. This is for you to add an account as the recipient of your transfer. You must provide basic information about the other member like the account number and account name. Once you are done adding, you will see the details of this account in the “Transfer To” option.


💡 If I use a different branch for banking purposes but my account was opened in another branch, which one is my routing number?

In order to simplify the banking process, the banks use the branch and location where your account was opened as the one which is your routing number.

💳 Can I find out the routing number on my debit/credit card?

No. A routing number is only used for the bank to bank transfers, therefore it can not be found out using your debit or credit card. However, you can bookmark this page for easy accessibility so that you can find your routing number whenever you need it.

Is my Routing Number and Account Number the same?

Routing Numbers and Account Numbers are different. Routing Number is the number that is used for the identification of a particular bank branch, according to location. Account Number is specific and unique to your account. A lot of people will have the same Routing Number but no one will have the same Account Number as you. 


We hope we have helped you with your banking requirements through this article, especially regarding wire transfer to a Golden 1 account.

You can also locate your routing number on a check if you have a Golden 1 checking account. The first nine numbers in the lower left corner of the check are the routing number. Each bank has its own routing number, which is frequently location-dependent. Depending on the state, the same bank or credit union may have multiple routing numbers.

With routing numbers, you can transfer ACH payment, make electronic funds transfers and money Transfers, international payments, financial transactions, check wire transfer, domestic ACH transfer, individual bank accounts, international transfers. If you want to share your experience with Golden 1 or with wire transfer in general, please leave a message in the comment section below.

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