HSBC Routing Number – United States (How to Guide)

A routing number is a nine-digit code that identifies the financial organisation with whom you do business. An ABA routing number or RTN is another name for a routing number. To execute these transactions more quickly and efficiently, banks and credit unions may employ separate routing numbers.

HSBC routing number depends on your location and nearest Federal Reserve Bank branch. Hongkong and Shanghai Banking Corporation or more commonly known as HSBC is just like any bank anywhere in the United States. On that note, if you are looking for the HSBC routing number, you have come to the right place. We also provide the routing numbers of other US Banks in our full Routing Numbers List!

hsbc routing number

In this article, we have prepared the HSBC routing number plus some information that we think should be useful for a lot of you. All the questions and data that might of relevance to this topic is already in this article. Learn more from visiting our website Routing Numbers List.

If you have been looking for the HSBC routing number, your search should be done on this page. We have prepared everything you need to know plus some more juicy bits that will help you understand it.

if you are seeking details about Chase Routing Number, Wells Fargo Routing Number, Citibank Routing Number, Bank of America Routing Number, or PNC Routing Number, you may also find them on our website.

What is a Routing Number?

The HSBC routing number is just like any other financial institutions routing numbers. If you are familiar with other banks’ routing number, the same way works with the HSBC routing number.

Being the 7th largest bank in the world and the largest in the whole of Europe this information alone will tell you how big this entity is. If you are not familiar with the routing number, let me give you a quick description. This is just to give you a broader overview of this matter.

HSBC Routing Number:

The HSBC routing number has nine digits. Those numbers are not just random numbers placed just so a computer can only read it.

  • 021001088

Those nine-digit numbers will tell you of the financial entities’ location and where it is being processed across the US. Once you learn how to read routing numbers, this will be more efficient for you.

12 States for Federal Reserve Bank

To start, the first four digits will tell you of the specific state where the bank is located. If you are not familiar with this information, there are 12 Federal Reserve States that use specific codes. Here are the codes for your reference:

  • 01 Boston. Boston. Connecticut (excluding Fairfield County), Massachusetts, Maine, New Hampshire, Rhode Island, and Vermont
  • 02 New York. New York State, twelve counties in northern New Jersey, Puerto Rico, Virgin Islands, and Fairfield County in Connecticut.
  • 03 the District of Philadelphia. Eastern Pennsylvania, southern New Jersey, and all of Delaware
  • 04 the District of Cleveland. Ohio, western Pennsylvania, eastern Kentucky, and the northern panhandle of West Virginia.
  • 05 Richmond. Maryland, Virginia, North Carolina, South Carolina, and most of West Virginia.
  • 06 Atlanta. Alabama, Florida, Georgia, and parts of Louisiana, Mississippi, and Tennessee
  • 07 Chicago. Iowa and most of Illinois, Indiana, Michigan, and Wisconsin
  • 08 St. Louis. Arkansas and portions of six other states: Missouri, Mississippi, Tennessee, Kentucky, Indiana, and Illinois.
  • 09 Minneapolis. Minnesota, Montana, North Dakota, South Dakota, twenty-six counties in northwestern Wisconsin, and the Upper Peninsula of Michigan
  • 10 Kansas City. Colorado, Kansas, Nebraska, Oklahoma, Wyoming, northern New Mexico, and Western Missouri
  • 11 Dallas District. Texas, northern Louisiana, and southern New Mexico
  • 12 San Francisco District. Nine western states–Alaska, Arizona, California, Hawaii, Idaho, Nevada, Oregon, Utah, and Washington–and American Samoa, Guam, and the Northern Mariana Islands


In the case of the HSBC routing number, it starts with the “02” code. That means it is somewhere around the New York area. So at least that part is already clear.

The next two digits will be about the State where a Federal Reserve branch is located. This will be the branch that will or can process the transaction and funds for a designated account number.


The number “10” means around the Kansas area. You could easily search Google for this information.

The next four digits will be a bit of a challenge since that four digits represent the numeral code for the name of the bank. Since in this topic, we are talking about HSBC, that much is enough explanation.

However, on the part where we can decode these four digits. These numbers are for the Federal Reserve Bank to know. The numbers also represent the HSBC name on their database.

Now, for the ninth digit or the last single digit, that is called the “check digit.” Again, that number is for Federal Reserve Bank use. It is to validate the entire HSBC routing number as a whole. It is much like, a key number to know that the rest of the numbers are valid and readable.

We also have detailed discussions for routing numbers of other banks like US Bank Routing Number, KeyBank Routing Number, Regions Routing Number, Union Bank Routing Number, and Schwab Routing Number. Browse over our website for further information.

Routing Number Los Angeles

For those of you looking for the routing number Los Angeles, we got it right here. While you might have noticed that we already provided an HSBC routing number earlier that was just from the official website.

The HSBC website seems to only provide a generic routing number for all its US users. We researched a little more. We found that the 021001088 routing number is used mainly on all mainstream transactions.

L.A. Routing Number

The 021001088 HSBC routing number is for transactions such as Direct Deposit, e-transfer, and wire transfer. It is required for several transactions related to your bank account and in particular, your HSBC account.

In some certain cases, that the 021001088 HSBC routing number does not work, there is another one. It would be best that you take note of this number as your other HSBC routing number Los Angeles.

  • Routing Number Los Angeles: 122240861
  • SWIFT code: MRMDUS33
  • Address: HSBC Bank USA, N.A, 452 Fifth Avenue, New York, NY 10018-3801′. ^3/4PK

Routing Number Florida

If you are a resident in Florida or you just happen to have an HSBC account in Florida, here is your HSBC routing number. Unlike the Los Angeles branch, the HSBC Florida branch uses the same routing number as the one posted on the official website.

  • Routing Number Florida: 021001088
  • SWIFT Code: MRMDUS33

Routing Number CA (California)

Going to the State of California, those of you looking for HSBC routing number CA here is your routing number. For general use, 021001088 still works as an HSBC routing number.

If the generic HSBC routing number does not work for your HSBC California account, there is another one for you. This number will undoubtedly work for your account.

  • Routing Number CA (California): 122240861
  • SWIFT Code: MRMDUS33

Routing Number NYC (New York City)

Now, for the New Yorkers, here is your HSBC routing number NYC. Actually, aside from the popular 021001088 HSBC routing number, there are a handful more. Since there are a lot of HSBC branches, especially in the Buffalo area in New York, this is anticipated.

  • Routing Number NYC:
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List of Routing Number

Location Routing #
Buffalo, NY 021001088
Buffalo, NY 021004823
Buffalo, NY 036002425
Wilmington, DE 031101208
Miami, FL 066010445
Miami, FL 067009390
Pomona, CA 122240861
Stamford, CT 021114263
Buffalo, NY 021300420
Buffalo, NY 021300640
Buffalo, NY 021301089
Buffalo, NY 021301678
Buffalo, NY 021301869
Seattle, WA 125007098
Buffalo, NY 021306822
Buffalo, NY 021410080
Buffalo, NY 022000020
Buffalo, NY 022300186
Buffalo, NY 026002626
Buffalo, NY 026004828
Buffalo, NY 028001081
Buffalo, NY 031101185
Buffalo, NY 054001709
Buffalo, NY 055003492
Buffalo, NY 071002053
Buffalo, NY 123006389
Buffalo, NY 125007098
Buffalo, NY 221371822
Buffalo, NY 221972111
Buffalo, NY 222371876
Buffalo, NY 226070128
Buffalo, NY 226070364
Buffalo, NY 226070717
Buffalo, NY 226071389

How to Find Your Routing Number

The fact that there are actually more than a few HSBC routing numbers available for some specific areas around the United States, things could get a little confusing. So we have found a simpler way to fix this issue.

Routing Number on Check

If you do have a checking account and you have it right now, you can take it out. Any routing number, including HSBC routing number, is on the checkbook.

routing number cheque

On the bottom-left corner of the check, you will see the nine-digit ABA routing number. That is the exact HSBC routing number that is dedicated to your account.

We know that this is not much of a trick, but if for next time you forgot about your HSBC routing number this is useful. When you lose access to the internet, this option is always available for you provided that you have your check near you.

You may also find SunTrust Routing Number, Navy Federal Routing Number, KeyBank Routing Number, America First Routing Number, and Regions Routing Number which will be useful when having bank transactions


💡 If I use a different branch for banking purposes but my account was opened in another branch, which one is my routing number?

In order to simplify the banking process, the banks use the branch and location where your account was opened as the one which is your routing number.

💳 Can I find out the routing number on my debit/credit card?

No. A routing number is only used for the bank to bank transfers, therefore it can not be found out using your debit or credit card. However, you can bookmark this page for easy accessibility so that you can find your routing number whenever you need it.

Is my Routing Number and Account Number the same?

Routing Numbers and Account Numbers are different. Routing Number is the number that is used for the identification of a particular bank branch, according to location. Account Number is specific and unique to your account. A lot of people will have the same Routing Number but no one will have the same Account Number as you. 


HSBC routing numbers are important no matter how it seems to you. They are a required detail so that other banks can process your account-related activities and transactions. You can find routing numbers for HSBC Bank Australia Limited, HSBC Bank Canada, HSBC Bank Middle East, HSBC Bank plc Jersey, HSBC Bank Polska SA, and so many other international bank.

If you have any questions about payments,transactions between banks,international transactions,bank to bank transfers,HSBC Bank Routing Numbers ,Automatic bill payment,electronic payment,international payment,foreign exchange rates,exchange rate margins,exclusive rates,electronic transactions,foreign currency transactions, and other financial transactions or anything from the article, please feel free to leave a message down in the comment section below. We will try to answer all your queries as soon as possible. Also, for quick access to our list of HSBC routing numbers, you may bookmark this page or share this with your friends through any social media platform you use.

4 thoughts on “HSBC Routing Number – United States (How to Guide)”

  1. Thanks for this article Franziska. I really enjoyed reading your article for the reason that this is so informative. I’ve tried to use one of your given routings numbers and it really works. I hope you can have a latest article related to this one.

  2. I find a lot of comments here about whether this was a legitimate move or not, but I can’t get past the paywall. I have no clue if this is, but it seems to be a very serious move by the government.

  3. I’m not an expert, but this is an interesting analysis of the problem. It seems like every router and router I ever visit has a lot more routing than the traditional routers I’ve seen. For example, the routing to a router is a lot like what router or mobile router does in the early days, but in the early days of computers, there didn’t seem to be a lot of routing going on on in the router or mobile* packets! The article talks about how the router can be modified for better latency, which makes me a bit wary of using the routing to be as efficient as possible, but what I feel I got in the end for most routers is that it doesn’t give the same flexibility as other routers you used to have in the mid-’90s.

  4. What about Swift and ABA numbers for HBSC in Mexico? What about for HBSC branches in Mexico City?

    Adrian Demayo

    P.S. I would appreciate an answer!


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