PayPal Routing Number – United States (How to Guide)

PayPal routing number is sometimes needed for specific wire transfer transactions. Well, you have probably been all over the internet looking for your dedicated routing number to no avail. We at Routing Numbers List will provide you with what you are looking for.

Routing numbers are codes consisting of 8 to 11 digits, which the financial institutions use for identifying the account’s location. Routing numbers are required for ACH, wire transfer, & direct payments. A routing number can be found at the bottom of your paper check or in your account details.

paypal routing number

But before we do, you need to know important things about PayPal’s routing number first. Did you know that the majority of PayPal users do not have a routing number? To know the reasons why, please continue reading.

How to Find PayPal Routing Number

Let me be clear here for a second. A basic PayPal account has no routing number. If you have been a PayPal account holder or user, you know that all transactions come in and out through a personalized email. It is the one you registered when you applied for a PayPal account.

So if you expected otherwise, the PayPal routing number would only be available to you under some conditions. So yes, there is still a way to have it.

Thanks to the vast number of services that PayPal provides, the routing number is currently included. But like I said, this feature is for limited or specific types of accounts only.

The accounts I am talking about are PayPal Credit and PayPal Extra MasterCard. If you have one of these, then you can have your needed routing number.

Routing numbers for different banks differ. If you are looking for a specific routing number, click on Union Bank routing number, Navy Federal routing number, US Bank routing number list, and Bank of America routing number.

PayPal Routing Numbers

  • PayPal Extras Mastercard Routing Number: 021213591
  • PayPal Credit Routing Number: 114924742
  • PayPal Prepaid card: 114924742

Which Routing Number Do I Use for PayPal?

Well, given the list of PayPal routing numbers provided above, you already know which one to use. If you have any of those PayPal features, you won’t have to do anything to get the routing number.

Now, so that you know, the routing number for PayPal is 114924742 is used by PayPal’s authorized banking routing number. Bancorp Bank officially uses it. That nine-digit routing number is their ABA routing number.

Synchrony Bank currently services PayPal’s routing number 021213591. We thought that such information should be known so you would know where this routing number originated.

Please note that PayPal’s routing number does not work on Fedwire Payments. Since PayPal accounts can work online and in real-time using registered emails, the need for traditional electronic transfer is not needed here.

Unless you have other reasons for an electronic transfer, there is nothing you can do about it. PayPal uses its own network to send and receive money.

Check out the complete list for Citibank routing number, Suntrust routing number, PNC routing numbers, and USAA routing number for other bank routing numbers.


If I use a different branch for banking purposes but my account was opened in another branch, which one is my routing number?

To simplify the banking process, the banks use the branch and location where your account was opened as the one which is your routing number.

Can I find out the routing number on my debit/credit card?

No. A routing number is only used for bank-to-bank transfers. Therefore it can not be found out using your debit or credit card. However, you can bookmark this page for easy accessibility so that you can find your routing number whenever you need it.

Is my Routing Number and Account Number the same?

Routing Numbers and Account Numbers are different. According to location, the routing number is the number used to identify a particular bank branch. Account Number is specific and unique to your account. Therefore, many people will have the same Routing Number, but no one will have the same Account Number as you. 


That is all you need to know about the PayPal routing number. We hope that this has been enough for your search and query.

We realized that PayPal had changed their routing number for the last few years, so we will keep this updated whenever there are any changes. Or, if you happen to find or learn the new changes, please feel free to let us know down in the comment section.

3 thoughts on “PayPal Routing Number – United States (How to Guide)”

  1. The first rule of all credit card payments is to be able to use your bank account with the same number as PayPal/whoever, and then use their payment method with the same credit card number as PayPal.

    I’ve found this to be extremely useful to my use cases. It’s a great way – I’ve used them for a number of projects and have not had problems getting to the point where I had to pay through another merchant account.

  2. And time deposit some money is from alone and also from the cover 9 teams in to my account saying that it’s AM waiting on my do you not I have account set up so why did they not just combine them

    • Nicole…
      you sound completely smoked out.
      Can you clarify exactly what the birdie do you mean??? Exactly what was the question???


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